• This document is an electronic record in terms of the Information Technology Act, 2000 and related rules. It is generated by a computer system and does not require physical or digital signatures.

• This document is published in accordance with Rule 3(1) of the Information Technology (Intermediaries Guidelines) Rules, 2011, which mandates publishing privacy policies and terms of use for the domain https://hmnindia.com (“Website”) and its applications (“Platform”).

• The Platform is owned by HOUSE OF MODERN NAARI, incorporated under the Companies Act, 1956, with its office at GF 05, PARSVNATH PLANET PLAZA,VIBHUTI KHAND, GOMTI NAGAR,LUCKNOW,226010 , hereafter referred to as the "Platform Owner", “we”, “us”, or “our”.

• Use of the Platform and its services is governed by these terms. By transacting or browsing the Platform, you agree to be bound by these terms and policies.

• These Terms apply to your use of our website, goods, or services (collectively, “Services”). Any conflicting terms proposed by you are expressly rejected.

• These Terms may be modified at any time. Please review them periodically to remain informed.

• “You”, “your”, or "user" refers to any individual or entity accessing the Platform.

BY ACCESSING, BROWSING, OR USING THE PLATFORM, YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS.

Use of Services

• You must provide accurate registration details and are responsible for actions taken through your account.
• The Platform does not guarantee accuracy, completeness, or reliability of the content.
• Use of the Platform is at your own risk.
• All content is the intellectual property of the Platform Owner.
• Unauthorized use may result in civil and/or criminal penalties.
• You agree to pay for any services used on the Platform.
• You shall not use the Platform for illegal or harmful purposes.
• External links are provided for convenience; we do not endorse them.
• Any transaction constitutes a legal contract between you and the Platform Owner.

Liability & Indemnification

• You agree to indemnify the Platform Owner against any claims arising from your actions or use of the Platform.
• We are not liable for indirect or incidental damages. Maximum liability is limited to Rs. 100 or the amount paid for services.
• We are not responsible for failures due to force majeure events.

Governing Law & Dispute Resolution

• These Terms are governed by Indian laws.
• Disputes are subject to the exclusive jurisdiction of courts in Lucknow , Uttar Pradesh.

Contact

All queries must be directed to the contact information available on our official website.